Fixed Deposit Rate Comparison Calculator
Compare fixed deposit rates from various banks to find the best savings option
Input Data
Results
| Bank | Interest Rate | Interest | Principal + Interest |
|---|---|---|---|
Enter deposit details to see comparison results
Deposit Tips
Time Deposit vs Installment Savings
Time deposits suit large short-term amounts; installment savings suit small long-term amounts (over one year) and usually offer higher rates.
Floating Rate vs Fixed Rate
Floating rates adjust with central bank rate changes; fixed rates are locked at deposit time. Choose floating in rising rate environments and fixed in falling rate environments.
Deposit Splitting Strategy
Split large deposits into smaller ones so you only need to break part of them if cash is needed, minimizing interest loss.
Interest Income Tax
Interest income is subject to income tax, but each household enjoys a NT$270,000 special deduction for savings and investment income.
* The above rates are 2025-2026 reference values. Actual rates are subject to bank announcements.
Financial Disclaimer
The results of this tool are for reference only and do not constitute investment advice. Actual values may vary due to financial institution policies, interest rate changes, and individual circumstances. Please consult a professional financial advisor before making any financial decisions.